Gold IRA calculator
Estimate the real cost of a Gold IRA before you talk to a provider.
Setup fees, annual account fees, storage, and dealer spreads can change the economics of holding physical metals in a retirement account. Start here, then confirm numbers directly with the provider.
What this calculator includes
- One-time account setup fees.
- Annual custodian or administration fees.
- Annual segregated or non-segregated storage fees.
- Dealer spread / markup on the metals purchase.
What to verify before opening an account
- Whether published fees are promotional, flat-rate, tiered, or subject to change.
- Whether storage is segregated or commingled.
- What liquidation, shipping, wire, closing, or buyback fees may apply.
- Whether the metals are IRS-approved for IRA custody.