Read this first. Educational research notes, not financial, tax or legal advice. Metal prices can fall; fees and selling spreads can make a loss larger. Referral enrollment has not been verified. No paid referral links are active in this section. Read our disclosure and research standards.
Gold IRA field guide
Separate the dealer, custodian and vault. Request the full fee stack and understand the questions to resolve before a transfer.
Read the IRA checklistPhysical ownershipBullion buying notes
Compare the same product, payment method and delivery terms. Plan your exit before accepting a purchase quote.
Read the bullion checklistStart with the ownership question
What, exactly, would you own?
- Physical bullion outside an IRA
- You arrange purchase, custody and eventual sale. Delivery, authenticity, insurance and resale terms belong in the comparison—not just the headline price.
- Metals inside a retirement account
- The dealer, account custodian and storage operator may be different organizations. Account rules and tax consequences require separate attention from the metal purchase.
- A fund or another financial product
- Exposure to a metal price is not the same as holding a particular bar. Read the structure, expenses, custody and redemption rules before treating products as interchangeable.
Bring a paper trail, not a hunch.
Keep the exact product description, written quote, source URL, capture date, payment method, quantity and exit terms together. Mark missing information unverified; do not turn a missing fee into a zero.
These restored guides recover the useful questions from Goldrush’s earlier fee, rollover and dealer-review research. They do not carry forward old prices, company rankings, promotional terms or allegations.
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